I have my car loan through ford credit. From day 1 it has been set up to be automatically deducted from my account (like almost all my bills are). I don't have to worry about paying late, hunting down a stamp or anything.

This car loan is my next debt to tackle. I logged on to the ford credit website to find out how to make extra payments - can I do it online, or what address to send it to. I couldn't find exactly what I was looking for so I sent an email to customer service. They replied that the only way to make extra payments is to stop my automatic deductions and make payments manually. What I wanted to do is keep my regular payment and when I had extra money in my budget to put it towards the loan. Now I have to remember to do my regular monthly payment each month. I guess I should be happy I can at least do this online.