I have been using cash to pay for household items the last few weeks. It has really been working for me. I take out $150 (or $300 per pay period) from the ATM each week - when it is gone, it is gone.
I decided with my last paycheck I would cut that back to $250 a pay period to get a little more cusion in my checking account. On payday I took out $150 because I knew I needed a big grocery shopping trip. That was friday - 3 days later and after
*Groceries
*$40 in prescriptions (I am switching to mail order after this month to save $$)
*Gas for the car
I now have $1 left. Granted if I need money - I can get the remainder of my $250 allowance out and just make that stretch out a week and half.
$1 left in my wallet
December 4th, 2006 at 09:00 pm
December 4th, 2006 at 09:26 pm 1165267574
December 4th, 2006 at 09:40 pm 1165268426
December 4th, 2006 at 11:03 pm 1165273437
December 5th, 2006 at 12:47 am 1165279672
I find that this also helped a lot.
Keep up the good work!