Somedays it makes me wonder why I have insurance...
I have Asthma... I have it since I was a chid... nothing new to me. A few years ago before I had my first child I was using the mail order prescription program for my asthma drugs - they would send me 'enough' for 3 months - every three months. Well - I am not sure where they were getting the amount needed from, but I ended up with a stockpile of inhalers. Good for me - I didn't need to go to the dr to to get prescriptions refilled for a while.
Well three years later my stockpile is getting low and I realize that most of the enhalers I have been taking expired 2 years ago. So I make an appt - I know going in what drugs are needed - it should be a short visit.
Since I haven't been there for years they wanted to run all the stupid allergy tests on me. After a 3 hr appt - the verdict was - nothing changed (no kidding...). So he gives me my prescription and I move on.
I got my mail last night and my insurance is not going to cover 100% of the costs of the test (I think we have some fine print in our insurance costs for in-office proceedures...). So I think I am going to be getting a $200 (at least) bill from the clinic. This is in addition to the $100 I already owe for our kids well-child checkups and my portion of my eye dr visit (Ins pays 70%). My flex money is already used up so this will be out of my own pocket...
Just when I am getting my money organized to finally make progress this pops up. I was nearly in tears last night (also had PMS issues).
Medical costs
December 5th, 2006 at 06:20 pm
December 5th, 2006 at 06:24 pm 1165343098
December 5th, 2006 at 06:48 pm 1165344496
December 5th, 2006 at 08:57 pm 1165352279
December 9th, 2006 at 04:54 pm 1165683290
Also, let price around for you dentist and medical proceedures. Always let them know that you have trouble with full payment. What is the best price.
If you have a Dr. that is racking up bills to line his own pocket- get rid of him!!!!!!! We just got rid of a new dentist that was making up cavities and proceedures. We got a second opinion and found out how he was lining his pocket. That is making up what you need.
Lastly, learn about how to live a healthy lifestyle and diet and exercise to keep yourself healthy and away from the medical doctors. I would recommend learning holistic techniques.